Direct wallet settlement
Funds settle to the receivable address you configure. Fluent never becomes the custodian of your revenue.
Fluent is actively being developed. Payments settle directly to the account you configure, and Fluent does not custody merchant funds.
Products, plans, invoices, customer records, and other application data may be affected by updates or unexpected faults. Persistence is designed across upgrades but is not yet guaranteed. Use the beta with caution and keep independent copies of critical business records.
Accept one-off and recurring payments in ckUSDC, ICP, and ckBTC, directly to your wallet. No banks, no card rails, and no platform custody between you and your revenue.
Good morning
Settlement activity at a glance
Settlement
Direct to wallet
Payment assets
ckUSDC + ICP
Billing
One-off + recurring
Custody
Merchant controlled
Recent activity
LiveNon-custodial
Your wallet remains the destination
ICP-native
Built for ckUSDC, ICP, and ckBTC settlement
Cardless
No bank or card network dependency
Borderless
Share hosted checkouts globally
Why Fluent
Everything you need to create plans, accept payments, understand customers, and reconcile settlement—without handing custody to the billing platform.
Funds settle to the receivable address you configure. Fluent never becomes the custodian of your revenue.
Turn a plan into a focused checkout you can share, embed in a workflow, or send directly to a customer.
Create subscription plans with explicit approval scopes and a clear customer-controlled payment lifecycle.
Accept ckUSDC, ICP, and ckBTC without introducing card rails, bank settlement windows, or a custodial balance.
Organize metered events and billing workflows alongside plans, customers, invoices, and payment activity.
Use bounded payment intents and approval guardrails for software that needs to transact predictably.
How it works
Fluent keeps the merchant journey short and the settlement model explicit. Configure once, then operate from a single dashboard.
Choose one-off or recurring billing in ckUSDC or ICP.
Add the wallet address that should receive customer funds.
Publish a hosted link or connect Fluent to your application.
Follow payment, invoice, and settlement activity from one place.
Give applications and agents explicit payment intents, bounded approvals, and verifiable settlement records. Automation gets guardrails; merchants retain control of the destination wallet.
Payment guardrail
Explicit intent · auditable outcome
Asset
ckUSDC
Approval
Bounded
Destination
Merchant wallet
Proof
Settlement record
Settlement verified
intent_••••••••••••_proof
Built to operate
Create plans, share checkouts, support customers, and track payment and settlement activity without stitching together disconnected tools.
Plans, customers, payments, invoices, and settlement in one operating view.
Focused hosted payment flows with clear asset and approval context.
Task-oriented guidance for setup, billing, and troubleshooting.
Launch ICP-native one-off and recurring billing without adding banks, card networks, or platform custody to the payment path.